Cashless enterprises lock out millions of unbanked and underbanked Americans, of all ages and backgrounds, and they expose all consumers to data-privacy breaches, while dramatically reducing their payment options.  Citizens who value the anonymity of paying with cash, and who do not want to be burdened by the high rates of interest on credit cards, and the fees and charges inevitably incurred when using them, always should have the option to pay with cash.

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Maintaining a cash option already has generated widespread public support across the country.  Within the past four years, the states of Colorado, Delaware, New Jersey, and Rhode Island, and cities including Washington, D.C., Philadelphia, San Francisco, Berkeley, Detroit, and New York City, all have adopted laws protecting the consumer's right to use cash.

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Paying with cash:

• is something that everyone can do, regardless of income or status.

• is essential for consumers who don't have bank accounts or credit cards.

• protects consumers’ privacy far more effectively than other forms of payment.

• reduces the risk of data breaches.